I have lived next door to Carol for about three years. I had hardly talked to her, mainly hello was the most we shared. I have worked from home for the last eight years. I had seen plenty of her as my office looks out onto her garden and during the summer period she spend lots of time sunning herself. On odd occasions she has friends around and they also lay out sunning themselves. Sometimes when Carol thinks it's quiet, she even sun bathes topless and on fewer occasions she has bathed nude. It didn't escape me that she has a stunning body. I must admit that it has been hard to motivate myself to work when she is topless and even harder when she is nude. Then I was quite engrossed in my work when the doorbell rang. Dragging myself away from my work I went downstairs to answer the door. Imagine my surprise when I opened it to find Carol stood there dripping wet. "Help I have got a water leak, can you please help. I quickly followed her to the downstairs toilet that was gushing out water. I ran to the kitchen and dived into the cupboard under the sink and turned the incoming water tap off. I knew the tap was there as her house is a mirror image of mine. Returning to the toilet the flow had stopped. I had a quick look at the cistern, but it would need a plumber or a handyman. I told Carol that she would need someone that could repair it. She was concerned that she now had no water until it was fixed. I had another look and saw a ball valve that would isolate the toilet feed. It needed a screwdriver, so I told Carol that I would go home and get one and see if I could shut just the toilet off. By the time I returned Carol had used a wet and dry vacuum cleaner and had sucked up most of the water. I turned the screw on the valve and told Carol to shout at me if the water started to leak again. I turned the main feed on again and it didn't cause any further flood. Looking relieved Carol put the kettle on for a cup of tea and then finished hoovering up the last of the water. Then with some toweling dried the remaining water away. Disaster over Carol sat at the kitchen table and let out a loud sigh. Then the kettle finished and she got up and made us a cup of tea. As she sat down and handed me a cup, she noticed that I was looking at her boobs. Her top and jeans were wet from the water and this caused her clothes to hug her body showing that she was bra-less. Her nipples were poking through the material and looked quite stiff and hard. "Like what your looking at?" she asked. I quickly decided to be bold and tell the truth. I told her I liked what I was looking at very much indeed. At this point it is probably worth letting you know that Carol is in her late thirties and I am just over forty. "You should, you've looked at them often enough when I'm sunbathing." I told her that I always prayed for the sun to shine. She laughed. Then I told her that whilst they look nice wet, they looked even better naked. Carol stood and struggled to remove the wet top as it clung to her and refused to let go. I must admit that if I was clinging to those tits I too would refuse to let go of them. Then off it came and she was topless. She grabbed a towel and rubbed her tits to dry them and then the rest of her torso. I couldn't help myself as my hand stole forward and cupped one of her gorgeous tits. Carol giggled and said, "I bet you have been waiting a long time to get your hands on these," shaking her tits. I moved in to take a nipple into my mouth and as I did, Carol moaned. I held the tit still as I sucked on it and took the other tit in my other hand. I massaged the tit and rolled the nipple between my finger and thumb. Carol groaned again. Then I told her, "You look even better still when your naked." With that she undid her jeans and tried to wriggle out of them. Again as they were wet they refused to let go and I had to help to peel them down. As they came down I discovered that she not only didn't wear a bra, she didn't wear panties. Her small triangle of brown hair was first to come into view followed by her pussy. She had long pussy lips that dangled hiding her hole. As the jeans came right off my hand went to her pussy and stroked it. Carol moaned again as my fingers stroked up and down her gash. I took her nipple into my mouth again as I stroked her sex. "This isn't fair," she complained, "I'm the only one naked." With that she was tugging at my belt to get it undone. Then she was pulling my trousers and pants down. As soon as my cock came into view she pulled her tit from me and dipped her head to take my cock into her mouth. She was one good cock sucker as she sucked over half my cock into her mouth. Then she stopped sucking and straightened up and said come and took my hand and led me upstairs to her bedroom. I stripped my trousers and pants right off and then my tee shirt socks and shoes. Carol was laid on the bed with her legs wide open stroking her wet pussy. "Is this what you wank off to," she asked. I told her it was and that today there would be no wanking on my behalf. Then I was between her legs licking her pussy. As I did I discovered that she had a clit ring hidden by her long pussy lips. It was the first clit ring that I had seen and licked it and moved it around with my tongue. Carol was non stop moaning as I lashed her pussy with my tongue. Then she gushed her pussy juices onto my face as she came. I continued to lick he,r and sucked and licked it all up. Then Carol was pulling me by my hair to move up her body. I took her feet with me as I moved up her body and put them over my shoulders as I moved closer to her pussy. Then my cock was at her entrance and she gasped as it touched her clit. Her hands went to my arse cheeks and pulled me in. My cock sunk slowly and easily into her pussy. Then she was moaning as I proceeded to pump her pussy. We didn't last long before Carol's pussy tightened and as she came it triggered my climax. I pumped my cream deep inside Carol's pussy without a single thought about contraception. Later Carol informed me that she was on the pill as her husband hated condoms. As we lay recovering, I watched Carols tits rise and fall as she moved from gasping at air to her normal breathing. I put a hand on her nearest tit and again rolled the nipple around. Carol put her hand on top of mine. She made no attempt at removing it, so I took it as her enjoying her nipple rub. "Did you enjoy that," Carol asked. I told her that I most certainly did and that I was getting ready for another round. Carol just giggled. I rolled her onto her front and into the doggy position. Then I got behind her and licked her pussy paying lots of attention to her clit and ring. Carol was again moaning as I gave her a good licking. "Enough. Please just fuck me," she requested. I stepped forward and slipped my cock back into her pussy from behind. Carol was again moaning. She moaned much louder when I reached around her and rolled her clit ring around with my fingers and rolled her nipple with my other hand Then I felt her gush cum as she came soaking my hand and her bed. Then as her pussy contracted and tightened around my cock I also reached my climax and again shot my load deep inside Carol's pussy. Then we collapsed on her bed. After we recovered and some kissing and cuddling I got dressed and left her laying on her bed. The following evening there was a ring at my front door. It was Neville, Carol's husband. "Just dropped round to say thank you for helping Carol with the leak," he said as he handed me a bottle of whisky. "My mate has done the repair and thanks to you things weren't anywhere as bad as it could have been. Thanks again for helping Carol out," and with that he winked at me. Did he know? Did she tell him? A few days later Carol was sun bathing again and this time naked as she sometimes did. I spoke with her over the fence saying that she had better not burn her little bits. She responded by telling me that I should go round and rub some lotion in for her. Needless to say, I fucked her silly for over an hour. I asked if she had told Neville of our sexual activities after the flood. She told me that she has no secrets from Neville. I asked if she would be telling him of our sexual activities today. She said of course she would. Then she informed me that Neville didn't mind, and in fact got very excited when she told him and they ended up having some great sex afterwards. I told her I was only too pleased to help as I put her in the doggy position on her sun lounger and fucking her again. Since then I have seen Carol at least once a fortnight for some great sex up until the covid outbreak. I have missed our sessions. The only good news is that I have managed to get more work done.