I wondered where it was going when my wife Kelly started off by saying, "It's not you it's me."  Basically my sexy little bundle of a wife was telling me that she wanted one last fling before we started a family.  Kelly and I had been married for nine years and at thirty one she was telling me that she felt that she had missed out on life.   She had only had one other lover before me and he had only lasted a few months.   I didn't know what to think as she told me that sex with me was fantastic compared to her one and only lover, but she wanted to know how another man could make her feel.  I was scared that she had already met someone and was positioning things to leave me.


After assuring me there was nobody else and she had never cheated on me, she told me that if I allowed this I would have a banker that I could use some day.  I asked when and how she proposed to find someone and what was my part of any in her sleeping with someone else.  She told me that my part was anything I wanted it to be although she said she would prefer to see her fling on her own, but it was up to me.


I had a real hard erection due to our conversation and ended up hauling Kelly to bed and giving her an extra special seeing to.   The following evening we sat talking again and suggested that we swapped with another couple, that way it was fair on both of us.  Kelly told me that wasn't what she had in mind.  I asked her what was it she wanted.  She said that she just wanted to meet with a man let him make love to her and then never see him again.  She said the problem she thought there was with swapping is that one party in each relationship would need to compromise on who they slept with.   It did kind of make sense.   Kelly said that she felt that after we had a family other men wouldn't fancy her.  I tried to reassure her that she would still look fantastic after having kids.


I logged onto the internet and showed her personal ads where hundreds if not thousands of men were looking for married women and some much older than us.  I could see Kelly's eyes light up looking at some of the ads.  It also got me excited and we had another hot session in bed afterwards.


A few days later Kelly was excited and wanted to show me something on the computer.  It was a personal ad and the man was a married man, obviously looking to cheat on his wife.  He wasn't particularly looking for a type of woman other than she be married as he didn't want any attachments afterwards.   He wasn't claiming to have a big cock, like so many others, or be the worlds best stud.  In fact he claimed to be quite ordinary and just wanted a bit of fun.  If the photo of him was real he was pretty normal and would melt into any crowd.


Kelly asked could she contact him.  Those fears arose again, but after a lot of pleading I told Kelly she could.  It was under ten minutes when we received a returned email.  Kelly sent him our number and a photo of herself.  Kelly is barely more than five feet tall.  Her long dark hair hides her pretty face and hangs just below her boobs.  Her 34C boobs look big on her small frame.  The photos showed her in a yellow floral dress.   She had barely pressed the send button when the phone rang.  I answered it and a man call Ben asked to speak to Kelly.  I sat close to Kelly so I could hear the conversation.


He sounded nice enough and was honest in that he was intending to cheat on his wife.  Kelly told him that I was listening to our conversation and had allowed her to see someone else.  I wasn't sure that I had allowed it rather than been coerced into letting Kelly get this far.  Ben said that he wasn't looking for an affair he wanted just a single meet and see how things went from there, if it didn't go any further he was happy with that also.  He told Kelly that his photo had been taken just three weeks back when he put his ad up on the site.  He told Kelly that she looked extremely sexy in her photo and Kelly told him it was one I had taken of her about eight months back on holiday.


Then they got down to how and when.  Kelly told him that she didn't want to meet at our house and Ben said that as his wife wouldn't know about it they couldn't meet at his house.  They agreed that the best thing was for him to book a hotel room for them.  They picked a hotel about ten miles from us in an adjacent town and Ben said he would drop off the call and book one for the following Saturday evening and night.


As soon as the call ended, a very excited Kelly was stroking my cock asking me to also book a room.  The reason being she doesn't drive and would need me to get her there and bring her home afterwards.  Kelly pointed out that if Ben wasn't like his photo or she didn't like him she would have a safety net with me and our room.  I had just started to dial the hotel number when Ben dropped us an email saying the room was booked in the name of Ben Smith.  Huh Smith, very original!


I spoke to the receptionist and said that our friend Ben Smith had just booked a room and we were trying to meet with him as he was an old friend and we also wanted a room.  It was too late to back out now with rooms booked, and by booking it I had effectively given her my permission.


On the Saturday night once we had found our room Kelly got herself ready to meet him in the bar.   When I had signed in the register I noticed that our room was 201 and there was a Mister Smith in 203.   I pressed on Kelly that if she didn't want to go through with it she could make an excuse and run back to me.  When Kelly had readied herself we went down separately to the bar and sat at different tables.  Ben arrived in the bar just minutes after us.  He looked exactly like his photo and after getting more drinks sat down with Kelly.  They were soon chatting as if they were long lost friends and I could see Kelly smiling and not making any effort to get away from him.


It seemed like a lifetime before Kelly stood and took Ben's hand and they walked in the direction of the lifts giving me a subtle wave as they left.  I made for the stairs and out of breath got to our floor just in time to see them walking down the corridor.  The rooms were numbered like houses odds on one side evens on the other.  Ben's room was right next to ours and as soon as his door closed with my wife inside I went into our room.


At first I couldn't hear anything and then suddenly I heard Kelly laugh.  Perhaps he had a small cock or some other issue I hopped.  Then I heard Kelly groan and knew if I had wanted to stop it I was now too late.  It wasn't until the next morning before Kelly told me what had happened.


On entering their room Ben had kissed Kelly and pulled her to him.  His hands were stroking her arse and tits and he was lowering the top of her dress and removing her bra.  Then he was sucking her nipples telling her what gorgeous tits she has.  He soon moved on to removing her dress completely and was on his knees helping her step out of her dress.  That was when he buried his face in Kelly's pussy and kissed it through her panties.  That was when she laughed.  It is something that I have often done.  Then her panties followed her dress onto the floor and this time his tongue and mouth had no restrictions stopping them from enjoying Kelly's pussy.  That's when she groaned.


For the next forty or so minutes I heard Kelly moaning and groaning and eventually reaching an orgasm.  Ben met her at the height of her orgasm and sprayed my wife's womb with his cum as he also groaned.  It all went quiet and I was hoping Kelly would now return to me and help me with my hard erection that I was trying not to touch.  It didn't happen  and some thirty minutes later Kelly again started to moan and groan at the enjoyment that Ben was again giving her.  This time I couldn't stop myself from wanking my still stiff cock.  Kelly continued to moan and groan for a further thirty minutes after I had come.  It appeared that Ben had a lot of stamina.


I must have fell asleep.  Kelly informed me that she and Ben made love again about an hour later.  Next morning I was up and Kelly was still absent from my bed.  I guessed they were still sleeping.  I went down to the dining area for breakfast and had just finished and was wondering should I knock on their door and ask for my wife back or what.  Then Ben and Kelly arrived together holding hands.  Up till then I hadn't got jealous, but seeing them holding hands it suddenly stabbed me.  They collected food from the buffet and joined me on my table.  Ben took Kelly's hand and handed it to me saying thanks for the loan of my fantastic wife and should I wish to loan her out again he would be more than happy to oblige.


Over breakfast Ben told me that my wife gave the best blowjobs he had ever had and as far as fucking she was fantastic.  Somehow it didn't sound false of nasty, it was all very nice  and complimentary, and it wasn't being done to rub my nose in it.  After breakfast Ben had already put his stuff in his car and went off to check out.  Kelly and I returned to our room.  I was so excited to hear what had happened and had Kelly's dress off and she was in just bra and panties when there was a gentle knock on our door.  I went to see who it was there stood Ben holding Kelly's earrings that she had taken out the nigh before.  He smiled when he saw that Kelly was half undressed.


Now it was Kelly's turn to be surprised as I invited Ben in to replace her earrings.  Within minutes Kelly was totally naked and as I fucked her, Ben used her mouth for his enjoyment.  After a while we swapped places and I came in Kelly's mouth while Ben came in her pussy. It was close to our leaving time so we all three scrambled to get dressed again and grab our bags and get to reception to sign out.  In the carpark Ben gave Kelly a final kiss and grope of her tits before we parted ways.


Kelly never brought up the subject of other men or even of Ben.   That was four years ago and two children later.  In that time I have never used my banker fuck.  Kelly has managed to get her figure pretty much back to what it was, before children, although her tits are still a little larger.  During the lockdown I had an email from Ben who asked were we still around and into sharing.  I rang him and told him of our two new members of our family and sent him a family photo of our extended family.  He told me that he had left his wife and has a lover that he sees regularly and wondered if Kelly would like to see him again.  He sent me a photo of himself and Heather and suggested that a foursome or swap could be good.  Ben looks as if he has put on just a few pounds but still looks good and Heather looks really sexy.


Kelly doesn't know it yet, but I have arranged for us to meet again in the same hotel for her thirty sixth birthday treat, only this time I wont be just listening.