well i thought that would happen sooner or later. the banks realising that credit won't work anymore are now simply holding onto people's money.
Thanks for putting this one up, Steve.
I note that this does not apply to Debit Cards (nor Credit Cards) but only CASH cards. I must really be thick, but what is a cash card?
Plim :sad:
Absolute crap isn't it!! At one time I could go in my bank and get 4 quid or whatever over the counter as I naturally you can't get it from the cash machine - now they don't like you doing that.
On different note. I also hate the fact that because I pay my internet bill online - I pay £5 extra admin charge as they prefer you pay by DD :mad:
No! it's not your money!! It belongs to HMG!!! (God knows, they printed enough of it recently for them to know it's theirs).
A bank note is merely a promissory note. It promises to pay the bearer on demand etc etc..
What it pays is the value in notches on wooden sticks you can exchange with other people's notches but as for you owning money.. never!
Now then, you agree to look after some-one else's notches for them; surely you are entitled to some recompense when they have the audacity to want a few notches back occasionally to exchange? I mean, there's the cost of sharpening your knife to cut a few more, isn't there? Plus the cost of the wood.
God, these people who think they can just exchange these promissory notes for nowt. What's the world coming to?
Where's me biscuit tin?
Are you not able to obtain money (cash back) from the checkout at various stores like T*sco etc for no fee?
i think its getting near the point where banking will have total control of your finances. in that all standard bills will have to be direct debit. they will simply take money from your account and eventually create poverty for many people.
a lot of them seem to have the air of dole queues and money lenders about them. especially saturday.
Well the banks are thinking of getting rid of the cheque books too,that will affect my business severely
its only over the counter in branches and why would anyone wanna anyhoo so i can't see why its even been an issue
i bank with nationwide and have only the cash card as i don't like debit cards as i spend too much prefer to handle cash then i have to think twice before i hand it over works well for me
i can still take out just a tenner from cash points its only if i go in branch which i have only ever done if i was taking out over the 300 limit
what is annoying is that the banks created this rod for their own backs, by making everyone have a bank account. now they are trying to say we owe that privilege to them. high street banks, high street rip off!
Hats off to Nationwide say I. A building society owned by its members with no shareholders creaming off profits. They managed to avoid the rash of corporations and predations and protect themselves from any future aggressive takeovers thereby preserving a fantastic British institution--banking by the people for the people. This change makes absolute business sense and is fair to the majority of the banks customers/shareholders. The thing is, those high street shops and the piddling counter transactions cost a fortune to run and staff and in reality they don't bring very much to the party. Check Nationwide out they are very well run and very professional and not to be confused with the banking corporations and ex building societies who road a horse and carriage through the financial regulations in the cause of making a fast buck.
For the sake of argument I know nothing of banking matters but they do have a very cosy doorway and the branch manager gives me a panad first thing.
GnV, Josie and I would like to extend an invitation to you both to pop in for a panad any time you like and any other kinky welsh pass times we have on the menu.