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The budget

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How has the budget affected you?

I will be significantly better off. 0%
I will be slightly better off. 0%
I won't notice any change. 0%
I will be worse off. 0%
I will be significantly worse off. 0%
Hand me the noose, I'm broke! 0%
6 votes
How has today's budget affected your personal finances.
Well I am glad Trev that this Budget has not had any " pastie " taxes imposed.
I am fully in support of the tax threshold for the poorer in society. So that apparently will take 2 million out of tax all together. I would have liked to see it set at but it is a rise all the same on what it was. So I and many others will be better off.
No fuel rise in September is obviously a good thing, but fuel is as high as it is simply because of the taxes imposed on a litre of fuel. The beer duty escalator is going to be axed and the proposed 3p a pint increase has been scrapped along with a 1p a pint reduction. Unfortunately this Government along with the last Labour Government have succeeded in decimating the pub industry with over pubs closed in the last decade alone. A 1p reduction in beer duty will not make a jot of difference to the man on the street, or to the public houses out there struggling to survive..
The house building programe is certainly long overdue but whether it will be enough to kick start the economy I am unsure of. This budget I believe will do very little for growth. This is this Governments 4th Budget and every year growth has been down.
It is possibly a downgraded Budget from a downgraded Chancellor, taking a comment from Ed Milliband after the budget speech. Ed Milliband actually had a brilliant post budget speech, and made Osbourne look like the numpty he really is. Virtually every single comment Osbourne has made has come back to haunt him as his constant predictions have been proved to be Milliband proved today that he is indeed ready and able to be this countries next PM.
Did anyone see Cameron shifting awkwardly on his arse when Milliband was asking him about the 50p rate of tax and did it include him or his Misters? Cameron and his Ministers wanted a hole to swallow them up, what an embarrassment this Tory Government are. Take from the poorest and give the millionaires huge tax breaks.
One last thing which confuses me, WHY is overseas aid protected?! We are SKINT!
Ed Miliband is incompetent.
That's why the country is in the mess it is today.
The deputy leader of the Labour Party thought so too by all accounts. Most of the time her boss was on on his feet, she looked like she was sucking a wasp!
It was clear he wrote the animations to his reply before he heard the Chancellor's statement. You couldn't really call it a speech. It was an abomination and I've seen better speeches made by 10 year olds in primary school debating society competitions.
You're not Miliband's speech writer are you star because much of the weak rhetoric that he espoused was remarkably similar to the diatribe we all suffer when reading the very finest of your political mumblings. Perhaps you try out his pathetic doctrines on us poor unsuspecting forumites first to gauge effect?
The real measure of effect on the economy is not Miliband but the markets which have shown improvement since the Chancellor retook his seat.
Labour still can't get it through their thick skulls that the tax take from millionaires is higher in every year of the alliance government from reducing their tax rate, rather than the bull in a china shop approach of hitting millionaires with a higher rate of tax which just encourages them off-shore.
And the cheap ploy of pointing at the government front bench and trying to goad them into admitting their wealth... Well, words fail me. That's why they ignored Miliband. He's not worth wasting the extra calories it takes to make facial expressions. Krug is quite expensive, after all.
Dreadful performance from a dreadful bunch of idiots who still can't apologise for the mess they left the country in.
Well obviously your unlimited talents GnV are surely wasted on this forum.
When are you Tory's going to stop blaming Labour for this countries problems when the Tory's have been in power now for 3 years and have had 4 budgets. Every prediction this Government and it's Chancellors have made have been false. Growth down for the fourth consecutive budget. Osbourne stated that any reduction in our triple A rating would be a disaster, and it is. Growth down and borrowing up........you been actually watching the budget, or did you have a little afternoon nap?
It makes me laugh when people still blame Thatcher for this countries problems 20 plus years after she left office. Stop making excuses and admit that neither party are good at predictions of any sort. No extra help for the elderly in the Budget I see GnV.
Quote by GnV
The deputy leader of the Labour Party thought so too by all accounts. Most of the time her boss was on on his feet, she looked like she was sucking a wasp!

Once again you see what you want to see that suits your fine to me but then again I was wearing my specs.
Quote by GnV
And the cheap ploy of pointing at the government front bench and trying to goad them into admitting their wealth... Well, words fail me. That's why they ignored Miliband.

Cheap ploy? Not at all as the truth hurts, and boy were they hurting. Watch it again if you can on your I Pad thingy and watch Cameron's face and how red he goes. Massive embarrassment from our PM, and typical of the Tory's.
Quote by GnV
Dreadful performance from a dreadful bunch of idiots who still can't apologise for the mess they left the country in.

There you lot go again and again...........They have been in power long enough now to stop blaming everyone else. Their fourth budget should now be starting to show positive things. I would ask you a question GnV like why is it that growth is down and borrowing is up after 3 years, but I know you refrain from answering questions.
Quote by GnV
Ed Miliband is incompetent.

Not a nice thing to say about this countries next PM. He is not great in my book but the Tory's are making it so easy for him to look good, and I bet that the next set of polls taken will show Labour on the rise and the Tory's on the slippery slope out of office. The Tory's are in serious trouble as if they cannot get a majority at the last election, they sure as hell will have no chance in 2015.
Quote by GnV
You're not Miliband's speech writer are you star because much of the weak rhetoric that he espoused was remarkably similar to the diatribe we all suffer when reading the very finest of your political mumblings. Perhaps you try out his pathetic doctrines on us poor unsuspecting forumites first to gauge effect?

:lol2: :lol2:
I'm currently off work ill but I have to say that's made me feel heaps better...
Cheers GnV :thumbup:
Quote by star
No extra help for the elderly in the Budget I see GnV.

You must have been taking your afternoon nap at that point star or lost in the magic of Osborne's charm.
It's there somewhere... Something about the first £10,000 of something or other.... I'm sure i'll remember where it was eventually lol
In edit....
Oh yes, there it is... In your earlier posting.....
Quote by star
I am fully in support of the tax threshold for the poorer in society.

You did admit somewhere else something about us poor pensioners rotflmao
And if you must insist on slagging off the Tories, at least have the common decency to address them correctly.
They are not Tory's unless you are using the term possessively - or can't you read the Qeen's English rolleyes
Quote by Steve

You're not Miliband's speech writer are you star because much of the weak rhetoric that he espoused was remarkably similar to the diatribe we all suffer when reading the very finest of your political mumblings. Perhaps you try out his pathetic doctrines on us poor unsuspecting forumites first to gauge effect?

:lol2: :lol2:
I'm currently off work ill but I have to say that's made me feel heaps better...
Cheers GnV :thumbup:
Am sure Steve GnV has a bit more room for another member to his gang club. I think there is a wee subscription of £5 a month, but he might let you have it for free if you ask very nicely. rotflmao
There is a Gary Glitter song about wanting to be in my gang somewhere out there. lol
Quote by starlightcouple
............Ed Milliband proved today that he is indeed ready and able to be this countries next PM.
Did anyone see Cameron shifting awkwardly on his arse when Milliband was asking him about the 50p rate of tax and did it include him or his Misters? Cameron and his Ministers wanted a hole to swallow them up, what an embarrassment this Tory Government are. Take from the poorest and give the millionaires huge tax breaks.
...........

Going back to your labour roots Star or are you getting a tad confused? The 50p tax rate will be cut to 31p under UKIP.....
:laughabove::laughabove::laughabove:
Well spotted TH :thumbup:
But we mustn't be too disingenuous about any political party. There are good points about them all.
In the case of the Labour Party, it is that they are in opposition and that Ed Balls is the shadow chancellor lol
Quote by Too Hot
............Ed Milliband proved today that he is indeed ready and able to be this countries next PM.
Did anyone see Cameron shifting awkwardly on his arse when Milliband was asking him about the 50p rate of tax and did it include him or his Misters? Cameron and his Ministers wanted a hole to swallow them up, what an embarrassment this Tory Government are. Take from the poorest and give the millionaires huge tax breaks.
...........

Going back to your labour roots Star or are you getting a tad confused? The 50p tax rate will be cut to 31p under UKIP.....
Slightly misleading TH as always, that figure combinesincome tax and national insurancecontributions, or had you failed to notice that one?
Quote by starlightcouple
............Ed Milliband proved today that he is indeed ready and able to be this countries next PM.
Did anyone see Cameron shifting awkwardly on his arse when Milliband was asking him about the 50p rate of tax and did it include him or his Misters? Cameron and his Ministers wanted a hole to swallow them up, what an embarrassment this Tory Government are. Take from the poorest and give the millionaires huge tax breaks.
...........

Going back to your labour roots Star or are you getting a tad confused? The 50p tax rate will be cut to 31p under UKIP.....
Slightly misleading TH as always, that figure combinesincome tax and national insurancecontributions, or had you failed to notice that one?
You are absolutely correct Star. The 31% tax includes national insurance. If we assume NI is say 12% for high earners then 31% less 12% is 19% so that means that UKIP policy is for high earners to be taxed at 19%. That is 21% less than the current 40% and 31% less that your supported 50%.
My apologies for misleading the forum and suggesting that UKIP were in fact proposing to tax high earners more than they really are.
well...total damp squid to me.....not alot of change..and I'm sorry but I do see this government presiding over the first ever triple dip recession !!!...what I wanted to see was something to kickstart the economy. Sometimes you have to speculate to accumulate as they say. If we decided to build a few more schools or hospitals etc..(and by god we need them)....then people would be in work and not claiming benifiets....oh and paying tax !! That would make the money back that we were spending, and start to move the economy.
Private enterprise are not going to be spending, until they see people have money in their pockets to buy their goods.
Yes this is spending....but it is spending that pays us back !!!
There is a lot to be said about getting the construction industry moving as there are so many ancillary and connected businesses that will also benefit.
I dont agree with much that George Galloway says but he was absolutely correct when he said that it is the ordinary working person spending their money locally that will take Britain out of recession. Therefore reducing the tax burden and targetting areas of industry that employ many people on regular salaries (like construction) is a step in the right direction.
Quote by deancannock
well...total damp squid to me.....not alot of change..and I'm sorry but I do see this government presiding over the first ever triple dip recession !!!...what I wanted to see was something to kickstart the economy. Sometimes you have to speculate to accumulate as they say. If we decided to build a few more schools or hospitals etc..(and by god we need them)....then people would be in work and not claiming benifiets....oh and paying tax !! That would make the money back that we were spending, and start to move the economy.
Private enterprise are not going to be spending, until they see people have money in their pockets to buy their goods.
Yes this is spending....but it is spending that pays us back !!!

The high street as an example of how tough things are is on it's knees Dean for a few reasons, one being that people just are not spending their money. People are too concerned with ever increasing energy prices, or the higher than ever price of fuel, and the weekly shop that rises on a weekly basis.
House building seems to be some people's answers but I still cannot see how the man on the street is going to spend more money, when they have none to spend. When people were buying on their credit cards and taking out loans through our banks at will, whilst that was not the greatest idea to borrow highly, what would have happened to retailers had people not have spunked up their credit cards and got numerous loans?
People would not have brought their shiny new cars, or new kitchens or new bathrooms. So on that basis kitchen fitters and bathroom suppliers and car manufacturers ,will now be suffering tremendously, as people are now not borrowing the money to finance new ventures. Catch 22 it seems but yes nothing really in this budget that is going to improve growth and give people confidence to spend what little money they have left.
Quote by GnV
The deputy leader of the Labour Party thought so too by all accounts. Most of the time her boss was on on his feet, she looked like she was sucking a wasp!

She always does
wink
Quote by star
So on that basis kitchen fitters and bathroom suppliers and car manufacturers ,will now be suffering tremendously, as people are now not borrowing the money to finance new ventures.

So how do you explain the rise in new car sales announced today?
Quote by star
So on that basis kitchen fitters and bathroom suppliers and car manufacturers ,will now be suffering tremendously, as people are now not borrowing the money to finance new ventures.

Quote by GnV
So how do you explain the rise in new car sales announced today?

Firstly it is rising due to boosted by manufacturers' deals, also the car industry from two years ago can only go upwards and it is. I think you will find the sale of mini cars in particular is what is boosting the car industry on the whole.
As a result of weak demand in Europe, companies are putting more emphasis on targeting the UK markets, said a spokesman for the UK’s Society of Motor Manufacturers and Traders (SMMT). “Vehicle manufacturers and their dealer networks are responding by offering attractive, competitive deals for motorists in the UK while there is stronger demand,” he said.
Simple economics GnV. You know the kind of simple maths and economics?
Quote by GnV
So on that basis kitchen fitters and bathroom suppliers and car manufacturers ,will now be suffering tremendously, as people are now not borrowing the money to finance new ventures.

So how do you explain the rise in new car sales announced today?
Quote by flower411
Probably all those immigrants, living 10 to room and claiming benefits while stealing our job's .

I think your record player needs a new one of these.
There is a glut of money sitting in the bank accounts of companies who are refusing to invest their capital. Approximately 790 billion from all accounts. this is 3times as much as 10 years ago.
So to get the economy to move we need to make it healthy for companies to invest their capital and that way employ more people which will invariably put more money at street level.
These so called Tories in government do not know how to get businesses working and are appearing to make short term decisions to please the masses instead of targeting the problems that are preventing this investment.
This is the problem...very much. I have just had shall we say a healthy windfall from my first morgage....upon which I had a indowment on. Question is do I spend it...I could do with some new windows....and kitchen for example.....or should I just stick it away incase a rainy day comes along. Three years ago I was made redundent, and thou only out of work for two months in the end, it was a shock to the system. If only I had more faith, in the economy, I would be spending my money....as it is i shall be stashing it away !!
Quote by starlightcouple
So on that basis kitchen fitters and bathroom suppliers and car manufacturers ,will now be suffering tremendously, as people are now not borrowing the money to finance new ventures.

Quote by GnV
So how do you explain the rise in new car sales announced today?

Firstly it is rising due to boosted by manufacturers' deals, also the car industry from two years ago can only go upwards and it is. I think you will find the sale of mini cars in particular is what is boosting the car industry on the whole.
As a result of weak demand in Europe, companies are putting more emphasis on targeting the UK markets, said a spokesman for the UK’s Society of Motor Manufacturers and Traders (SMMT). “Vehicle manufacturers and their dealer networks are responding by offering attractive, competitive deals for motorists in the UK while there is stronger demand,” he said.
Simple economics GnV. You know the kind of simple maths and economics?
Must be why JLR and Aston Martin are doing so well then....
58 years old, and for the first time in my life I will not be voting for the Conservative party in the next election.
I guess that says it all for me dunno
Quote by Steve
So on that basis kitchen fitters and bathroom suppliers and car manufacturers ,will now be suffering tremendously, as people are now not borrowing the money to finance new ventures.

Quote by GnV
So how do you explain the rise in new car sales announced today?

Firstly it is rising due to boosted by manufacturers' deals, also the car industry from two years ago can only go upwards and it is. I think you will find the sale of mini cars in particular is what is boosting the car industry on the whole.
As a result of weak demand in Europe, companies are putting more emphasis on targeting the UK markets, said a spokesman for the UK’s Society of Motor Manufacturers and Traders (SMMT). “Vehicle manufacturers and their dealer networks are responding by offering attractive, competitive deals for motorists in the UK while there is stronger demand,” he said.
Simple economics GnV. You know the kind of simple maths and economics?
Must be why JLR and Aston Martin are doing so well then....
So basically star, you haven't got a fucking clue what you are talking about, have you.
Which is it to be? Car manufacturers 'suffering tremendously' as in one post of your posts or 'rising due to boosted by manufacturers' deals' ? (noting the correct placement of the apostrophe here, so obviously cut and pasted from somewhere - UKIP Policy Document sent to you personally by Mr Farage perhaps?)
You really do make this up as you go along...
It's a shame there isn't the choice to vote "i have no idea how the budget has affected me" becuase thats the one i would tick as i havn't heard anything about the budget and have no idea what's happened !
Edited my post because i have done the quick calulator on the BBC news website and according to that i will be better off smile so i have voted accordingly :)
Quote by GnV
So basically star, you haven't got a fucking clue what you are talking about, have you.

You really are a nasty rude man. I was always taught to respect my elders, but certainly not in your case.
No wonder the youngsters of today have zero respect for our pensioners.rolleyes
rolleyes
Another argument lost by star
Quote by starlightcouple

So basically star, you haven't got a fucking clue what you are talking about, have you.

You really are a nasty rude man. I was always taught to respect my elders, but certainly not in your case.
No wonder the youngsters of today have zero respect for our pensioners.rolleyes
I agree :thumbup:
Ah someone it seems that does not want to be part of the Gang.:bounce:
I guess you'll be sending your usual apology about references to pensioners by PM sometime later star, as you usually do lol
Quote by GnV
I guess you'll be sending your usual apology about references to pensioners by PM sometime later star, as you usually do lol

There was me thinking, of which I am sure,something about you bad mouthing someone about sending a pm . Oh yes it was you that bad mouthed me for saying I sent a pm to Rob.
Not a single pm to you GnV as sorry I have little to say to you on the open forum, so why I would send you a private message I really cannot think. Ask ya mate?
Also I have been off here all day and I come on and post something and within 4 minutes you have replied. Not waiting for me to come on by any chance, as it seems mightily funny.