As in life we are all different and some people will spend for the sake of it whilst others will search for the best price available and then try to get a discount lol
The more credit available the easier people find it to buy expensive items, cars caravans holidays etc these items can be out of reach but with a little help from our "flexible friends" they are easily in our reach!
Things are ok as long as the payments can be met but if things change, lose job ill health or split with partner then our circumstances change and things get tricky!
Thats when the brown stuff hits the fan!!
We all have our own choices in life and without doubt most of us make the wrong ones now and again but experiance is a good way to learn and the wiser we get the better we feel with our life choices lol ( most people have been stung one way or another)
In my work life i make a living from people buying goods from me and i cringe at times when someone says ive only a few hundred left in credit, take it on my card!!! but i cant stop them buying can I?
In my private life im a lot more wiser with my monney! lol If i cant afford something then i dont have it, as simple as that lol or i save up!!
If everyone lived by their means then the credit companies wouldnt be making their £££s the easier it is to get credit the more they make!!
Mr goodtimez
