Does any one here house share?
I'm thinking of renting a couple of rooms out to help pay the bills but I've never shared with anyone other than family or partner before.
Any pointers for me?
Sexlightened
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house sharing
Hi hunni 
My best mate has a lodger but he was fortunate that he was a mate of his beforehand so he knew him. All I can suggest is make the house rules on your terms and make sure they accept them before they move in. It's your home after all.
By the way, I'm all packed so could I have a south facing room with an adjoining door to yours please? :twisted: :rose:
My best mate has a lodger but he was fortunate that he was a mate of his beforehand so he knew him. All I can suggest is make the house rules on your terms and make sure they accept them before they move in. It's your home after all.
By the way, I'm all packed so could I have a south facing room with an adjoining door to yours please? :twisted: :rose:
Sexlightened
Quote by Sassy-Seren
Hi hunni
My best mate has a lodger but he was fortunate that he was a mate of his beforehand so he knew him. All I can suggest is make the house rules on your terms and make sure they accept them before they move in. It's your home after all.
By the way, I'm all packed so could I have a south facing room with an adjoining door to yours please? :twisted: :rose:
Having the key cut as I type
I knew this was the right place to come to for advice!
I was wondering about security, bonds and references that kind of thing. Is it best to have a writen contract, go through an adgent or advertise privately?
thanks for the help guys, appreciate it!
H.x
be very careful you let the right people into your home, if you decide you don't like them after a few weeks its not as easy as asking them to go, once in your home they have rights and could take you months to get them out, personally i would get it in writing that they are there for something like a 12 weeks 'trial period' and within that time you can ask them to leave at any time no questions and make sure they read and sign it b4 they move in, with a winess so theres no come back on you, my friend had a woman stay with her for a while was supposed to be just while she found a home and she was stuck with her for about a year cause she couldn't get her out, the police said they was powerless to evict her as my m8 invited her to stay and was now this womans home too, it had to go thro court and took months and months. within this time the person has the right to say where they are, and when the woman did leave she took half my m8 house with her!
Its far more complicated than you would think.
You need legal advice and a contract.
Once in your house and paying (or even not paying) rent it is very difficult to evict someone if things go wrong.
If you have a mortgage .......... you need to inform your lender that you are sub-letting part of the property,
If you rent your house ............you need to inform your landlord that you are sub-letting.
Last but not least you need to declare your unearned income (rent paid) to the tax man ....... you will be liable for tax on it.
Believe me ............ its a nightmare .......... if you have any other way of paying your bills.......... dont do it !!!
Good luck :kiss:
Sam xxxxxxxxxxxxxxxxxxxxxxxxxxx
You need legal advice and a contract.
Once in your house and paying (or even not paying) rent it is very difficult to evict someone if things go wrong.
If you have a mortgage .......... you need to inform your lender that you are sub-letting part of the property,
If you rent your house ............you need to inform your landlord that you are sub-letting.
Last but not least you need to declare your unearned income (rent paid) to the tax man ....... you will be liable for tax on it.
Believe me ............ its a nightmare .......... if you have any other way of paying your bills.......... dont do it !!!
Good luck :kiss:
Sam xxxxxxxxxxxxxxxxxxxxxxxxxxx
Sexlightened
Thanks for all the advice!! Some serious thinking to do now :shock:
H.x
H.x
Quote by natandh
Hi hunni
My best mate has a lodger but he was fortunate that he was a mate of his beforehand so he knew him. All I can suggest is make the house rules on your terms and make sure they accept them before they move in. It's your home after all.
By the way, I'm all packed so could I have a south facing room with an adjoining door to yours please? :twisted: :rose:
Having the key cut as I type
I knew this was the right place to come to for advice!
I was wondering about security, bonds and references that kind of thing. Is it best to have a writen contract, go through an adgent or advertise privately?
thanks for the help guys, appreciate it!
H.x
Natandh,
You'd be best off seeing a solicitor before you go too far. Definitely get references if you don't personally know a prospective lodger but you really do need to set up a proper tenancy agreement. Although it's not cheap to do that it isn't a huge amount and it certainly saves a lot of time, money and hassle if things go pear shaped. The alternative is to go through a property agent but to be honest they're more interested in letting houses rather than rooms. They make more money that way.
Good luck with whatever you do but please please please be careful. I know plenty of people who've been stung letting out a room to help out with the bills.
Sexlightened
I am a hot blooded student......
H.x
H.x
I share with a friend however he does try my patience some what as he's bone idol hasn't had a job in 12 months and never pays his way. I know i'm too soft but he's a mate after all, I'm not trying to put you off but more so point out that its not allways easy going. 
Just sent the work shy sod to the shop for bread and apparantley a loaf now costs £20
:x
Just sent the work shy sod to the shop for bread and apparantley a loaf now costs £20
:x 
Sexlightened
Quote by mike48
Did you say you had 2 rooms to rent Nat
Yep, but only if you get the landlady's name right....
H.x
Sexlightened
Quote by mike48
Did you say you had 2 rooms to rent Nat
Yep, but only if you get the landlady's name right....
H.x
:giggle: That's right Blodwen
cheeky minx
Well, if that's your game...
...room's yours :rascal:
Gonna be a right ole bore here and say don't forget Insurance!! Notify them if you have a paying tenant.......... Not always more money but if you need to claim its an excuse for them if you didn't mention it!
Apart from that, make sure you have an agreement that gives you a trial period. As the saying goes...... you don't know anyone till you live with them!! And make sure you know a big fella who is willing to help chuck em out if it gets bad..... illegal but very very effective!
Mike xx
Apart from that, make sure you have an agreement that gives you a trial period. As the saying goes...... you don't know anyone till you live with them!! And make sure you know a big fella who is willing to help chuck em out if it gets bad..... illegal but very very effective!
Mike xx
Casanova
As some of you are already aware, my partner left me in December and i have had to get a lodger in to help pay bills and mortgage etc.
I am only asking a fraction of what i could be asking for rent wise.
It has been a great relationship since he moved in a few months ago...HOWEVER...
this all turned sour last Sunday when he took something i said the wrong way.
Now we don't talk and avoid each other which i shouldn't have to do in my own home.
He is twice the size of me so asking him if he is not happy here maybe he should leave
is not an option.
Give it very considerable thought before commiting yourself.
I am only asking a fraction of what i could be asking for rent wise.
It has been a great relationship since he moved in a few months ago...HOWEVER...
this all turned sour last Sunday when he took something i said the wrong way.
Now we don't talk and avoid each other which i shouldn't have to do in my own home.
He is twice the size of me so asking him if he is not happy here maybe he should leave
is not an option.
Give it very considerable thought before commiting yourself.
Sexlightened
Sorry to hear about your split, I hate living on my own, another reason for the lodger idea. A friend of mine house shares in London and thinks its great, which is what gave me the idea. I think I'm going to have a very strict vetting session!
Do you bring lots of men home? No...well you're no good then.
Do you stay out till 5am Sunday morning then come home and play loud music? No... well you might get woken up then.
I can see this is going to be a very long proccess.
H.x
Do you bring lots of men home? No...well you're no good then.
Do you stay out till 5am Sunday morning then come home and play loud music? No... well you might get woken up then.
I can see this is going to be a very long proccess.
H.x
Quote by blonde
Its far more complicated than you would think.
Last but not least you need to declare your unearned income (rent paid) to the tax man ....... you will be liable for tax on it.
Believe me ............ its a nightmare .......... if you have any other way of paying your bills.......... dont do it !!!
Good luck :kiss:
Sam xxxxxxxxxxxxxxxxxxxxxxxxxxx
Not a hijack. Something similar.
My grown-up daughter (only the two of us in the house) makes a contribution to the house-keeping. Is that taxable? Mostg adult children would expect to do this, yes? Justy family business, I hope. Somebody else sugggested I shuld pay tax on her contribution and it worries me a bit
Mollie
Sexlightened
You can earn up to $4,250 (sorry dodgy keyboard haven't got pound sign) from renting a room before you pay tax on it. Have a look on the gov web sight under 'rent a room scheme', which works out to just over 80 a week.
Hope this puts your mind at rest.
H.x
Hope this puts your mind at rest.
H.x
Sexlightened
Damn. I much prefer detention. :twisted:
H.x
H.x
Quote by maidinheaven
Its far more complicated than you would think.
Last but not least you need to declare your unearned income (rent paid) to the tax man ....... you will be liable for tax on it.
Believe me ............ its a nightmare .......... if you have any other way of paying your bills.......... dont do it !!!
Good luck :kiss:
Sam xxxxxxxxxxxxxxxxxxxxxxxxxxx
Not a hijack. Something similar.
My grown-up daughter (only the two of us in the house) makes a contribution to the house-keeping. Is that taxable? Mostg adult children would expect to do this, yes? Justy family business, I hope. Somebody else sugggested I shuld pay tax on her contribution and it worries me a bit
Mollie
Apparently a family member who contributes to housekeeping is not considered a lodger who is paying rent.
A lodger is someone who hands over money to stay in your home .......... The money they pay is a rental contribution and not a contribution to food/general housekeeping.
Any Rent paid to you should be declared on your annual tax return. If in doubt speak to your local tax office.
Sam xxxxxxxxxxxxxxxxxxxxxxxxxxx
I have had a VERY bad experience with "The Lodger From Hell".
I split up with my husband and kicked him out of My house this time last year. A couple of months later a mate of mine needed somewhere to stay and asked if she could rent my back room "if it was all done properly".
This lass, I thought, really needed somewhere to stay. She had had to move back to the NE after running up huge debts at uni, her parents moved to Amsterdam soon after, leaving her nowhere to stay. She had moved in with her boyfriend and his parents, but she was sleeping with her boyfriends best mate. She wanted to finish with her boyfriend (who was also a mate of mine) but it would leave her homeless. She was a student nurse at the time and couldn't afford anywhere on her own.
I agreed that she could stay and she offered £250 month rent. She agreed to sign a contract if I had one drawn up but asked if she could move in immediatley, without a rent bond as she had no savings. As she was desperate I agreed.
She got her boyfriend to move all her belongings in and build bed, wardrobes etc - then dumped him. The first thing I did was inform mortgage company, Insurance and Council Tax that she had moved in. When I told her I'd done this she got really funny and said she thought she was just staying as a mate and wasn't expecting to have to sign anything - this made it really difficult to sort a contract out as she just got defensive every time I mentioned it.
She then said she couldn't afford the rent until a standing order that she was sending to her dad in Holland every month, to pay back debts that he had had to pay off for her, was reduced. She told me this may take a couple of months due to it having to be done by snail mail. Could she give me £150 month until it was sorted. Feeling sorry for her I agreed.
Her (now ex) boyfriends best mate, who she was sleeping with, then decieded that he didn't want a relationship with her, his mate was more important. She stayed single for a couple of weeks, then took back her original boyfriend because "she couldn't afford to be single". So the sob story that she really wanted to be on her own and needed somewhere to stay was a load of rubbish. She only wanted to stay with me so she could be with her lover - I may not have minded if she had told me the truth earlier.
After livinging with me for 5 months, still paying reduced rent and refusing to sign a contract and not contributing to food shopping or toiletories etc, her boyfriend asked her to get a flat with him. She didn't tell me about this however, until they had a flat and had signed the contract. Incedentley two nights before she told me she was moving out I had sat up most oof the night with her crying about how she didn't love her boyfriend and was scared he was going to propose. She then left, without giving me any notice or the final months rent. When I asked for the rent, explaining that I needed it to replace the (brand new) carpet in her room that had been stained and had a huge cigarette burn in it I was told to "Fluck off" and to "stick your friendship up your arse".
As far as taking in a lodger to help pay the bills - she actually cost me more having her there. She still owes nearly £500.
I've since discovered loads of items missing, from clothes to a mobile phone. Legally I don't have a leg to stand on as I couldn't get her to sign a contract.
Another thing to watch out for is if one of you becomes unemployed. My sister has had a lodger for a couple of years. She recently lost her job and tried to claim JSA. She was told she is ineligable as her lodger is financially responsible for her!!!!!!!!
If you do deceide to go ahead, take good legal advise first.
I split up with my husband and kicked him out of My house this time last year. A couple of months later a mate of mine needed somewhere to stay and asked if she could rent my back room "if it was all done properly".
This lass, I thought, really needed somewhere to stay. She had had to move back to the NE after running up huge debts at uni, her parents moved to Amsterdam soon after, leaving her nowhere to stay. She had moved in with her boyfriend and his parents, but she was sleeping with her boyfriends best mate. She wanted to finish with her boyfriend (who was also a mate of mine) but it would leave her homeless. She was a student nurse at the time and couldn't afford anywhere on her own.
I agreed that she could stay and she offered £250 month rent. She agreed to sign a contract if I had one drawn up but asked if she could move in immediatley, without a rent bond as she had no savings. As she was desperate I agreed.
She got her boyfriend to move all her belongings in and build bed, wardrobes etc - then dumped him. The first thing I did was inform mortgage company, Insurance and Council Tax that she had moved in. When I told her I'd done this she got really funny and said she thought she was just staying as a mate and wasn't expecting to have to sign anything - this made it really difficult to sort a contract out as she just got defensive every time I mentioned it.
She then said she couldn't afford the rent until a standing order that she was sending to her dad in Holland every month, to pay back debts that he had had to pay off for her, was reduced. She told me this may take a couple of months due to it having to be done by snail mail. Could she give me £150 month until it was sorted. Feeling sorry for her I agreed.
Her (now ex) boyfriends best mate, who she was sleeping with, then decieded that he didn't want a relationship with her, his mate was more important. She stayed single for a couple of weeks, then took back her original boyfriend because "she couldn't afford to be single". So the sob story that she really wanted to be on her own and needed somewhere to stay was a load of rubbish. She only wanted to stay with me so she could be with her lover - I may not have minded if she had told me the truth earlier.
After livinging with me for 5 months, still paying reduced rent and refusing to sign a contract and not contributing to food shopping or toiletories etc, her boyfriend asked her to get a flat with him. She didn't tell me about this however, until they had a flat and had signed the contract. Incedentley two nights before she told me she was moving out I had sat up most oof the night with her crying about how she didn't love her boyfriend and was scared he was going to propose. She then left, without giving me any notice or the final months rent. When I asked for the rent, explaining that I needed it to replace the (brand new) carpet in her room that had been stained and had a huge cigarette burn in it I was told to "Fluck off" and to "stick your friendship up your arse".
As far as taking in a lodger to help pay the bills - she actually cost me more having her there. She still owes nearly £500.
I've since discovered loads of items missing, from clothes to a mobile phone. Legally I don't have a leg to stand on as I couldn't get her to sign a contract.
Another thing to watch out for is if one of you becomes unemployed. My sister has had a lodger for a couple of years. She recently lost her job and tried to claim JSA. She was told she is ineligable as her lodger is financially responsible for her!!!!!!!!
If you do deceide to go ahead, take good legal advise first.
Casanova
It's all red tape and a pain in the ass!
Quote by mike48
Gonna be a right ole bore here and say don't forget Insurance!! Notify them if you have a paying tenant.......... Not always more money but if you need to claim its an excuse for them if you didn't mention it!
Apart from that, make sure you have an agreement that gives you a trial period. As the saying goes...... you don't know anyone till you live with them!! And make sure you know a big fella who is willing to help chuck em out if it gets bad..... illegal but very very effective!
Mike xx
Have to agree with you mdr2000 " illegal but very effective"
However when the photographic evidence of the bruises caused in the struggle are shown in court along with the Hotel bill ive been staying in scinse the illegal eviction took place it wont look good Compensation for physical pain and trauma £1,000 Hotel bill approx 3 months £1,800 Legal costs anyone's guest
Dont go there
mike
Agree that its wrong in 99% of cases but lets face it some people prey on others good will and seriously deserve a spank now and then....... What would a nice woman with maybe a couple of kids and no real money do to get rid of a loud mouth disrespectful rude and irritating lodger say? Ask him nicely? Hope he just goes? Can't call the police unless you can actually prove they are breaking the law and if anyone says rely on good ole British justice to work its magic to help is kidding right?? Nope sorry mate, sometimes a good spanking and a firm hand is needed........ Sorry to hear you had bother though.. seriously had no idea!!
Mike
Quote by blonde
Its far more complicated than you would think.
You need legal advice and a contract.
Once in your house and paying (or even not paying) rent it is very difficult to evict someone if things go wrong.
If you have a mortgage .......... you need to inform your lender that you are sub-letting part of the property,
If you rent your house ............you need to inform your landlord that you are sub-letting.
Last but not least you need to declare your unearned income (rent paid) to the tax man ....... you will be liable for tax on it.
Believe me ............ its a nightmare .......... if you have any other way of paying your bills.......... dont do it !!!
Good luck :kiss:
Sam xxxxxxxxxxxxxxxxxxxxxxxxxxx
Perfect advice....... :thumbup:
CC......
