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Three Trannys and one cash machine

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stuff them judy lol,,,, i one time i may have taken it back ,,, but not now after all the £20 letters from the halifax telling me im a tener over my over draft ,,,, i woud say pay back time lol lol thake card dave
I would have taken the money - then spent the next month very jumpy and sure that everytime the doorbell went, it would be the police coming to arrest me. Convinced every security guard in every shop were following me. :scared:
After about a year then I would relax and spend the money ..... probably not worth the year of stress and anxiety, but just wouldn't be able to hand it back to a bank!!! confused
Misschief - robber :?
A little while ago in a private conversation between WBB and myself, she threatened to PM Mark and ask him to change my name to "Devil Chat" For some reason Busty seems to think I'm no Angel :shock: :shock:
Unfortunately I now have to agree with her because I'd have kept the money too redface surprisedops:
I'm going to pretend I haven't read all the posts above about how it will have come out of someone else's bank account, because there was nobody at the machine immediately prior to you. Added to the fact that you hadn't actually entered your pin code, how are they going to prove it was you?
Like Misschief I'd be a nervous wreck, but she's a big scaredy cat, I'd only be worried for a couple of months :twisted:
Angel - (Or devil? You decide!)
lol
exactly gurl....
Its a device and as it has moving parts something can go wrong....
The money is most likely to have come from someones account, infact the machine may have been rigged by someone else to keep the money so they coould collect it later and you got in there before they had a chance!!!
There are occasions where the software has thrown a wobbler and machines will dispence extra amounts, but if the bank works out for which accounts the machine paid out the extra I believe (but am not 100% sure) they can debit it from the accounts but they would have to prove beyond reasonable doubt which accounts; ie by finding the cause of the fault and at what time it happened it is possible to prove which accounts.
Banks auditing policies are so tight that they may make mistakes... but the chances are that at some point they will find and correct the mistakes such as phantom transactions because someone else will usually be involved because thier account will be wrong.
Quote by Vix
This is what I would have done. Kept the money till the branch was open again. Speak to the person who balances the ATMs and tell them what happened.
They would probably suggest that you wait whilst the ATM is balanced, but it was probably done on Monday morning, after the weekend. Then if there is a discrepancy, they'd possibly ask you for the cash. In all honesty, you would be entitled to keep it and not tell. You have committed no fraud and you have not intentionally taken funds from someone elses account. However, the funds will be from someone elses account, and the Hx has to prove that someone legitamately took the cash out.
As they will NOT be able to prove that, they will eventually give the account holder the money back. But it will be a long fight for the account holder and a rather nasty one, too.
Therefore, I would deffo hand the money in, as this maybe more than the account holder can afford to lose. I know it would be if it were me.
My job is not well paid. That would be more than half my monthly pay packet.
I work for the Halifax.

I too work for the Halifax and know that although the transaction wouldn't show on your list of transactions it certainly would on the poor soul who had the misfortune to use the atm from hell. We can also read the journel role and find out exactly who the person was if you handed it in and would be able to "return" it to them if they came and disputed the fact they didn't recieve their Vix said there is also a long and drawn-out process in which a form is filled out and sent to our fraud dept who can take up to 3 weeks or more to tell the poor sxd he can or cannot have his money...
Quote by Mister_Discreet
............ especially if the bank follows their usual policy of 'our cash machines are infallible' and keeps quiet about it.

and as for the above quote I don't know which bank told you that ,,but come to my branch and I will tell you that no atm is infalliable they are always going wrong and I would love to stick a bomb under them mad :x :x and we would never keep quiet if we knew we were experiencing promblems with them.
sorry TANT over but it really gets on my tits because we are all tared with the same brush and we are not all the same but we do have rules to follow.
final note it's you JUDY that has to live with your choice.
I'd have gone to the bank and reported the matter 1st thing Monday morning. It's what an honest citizen would do :angel:
Hmm, anybody smell something strange?? Oh yeah :bs:
Quote by JudyTV
Hi,
Thank you for your informed reply.

It's ok. It was asked for.
Quote by JudyTV
However Please don't tell me what I have to live with or what I have to live without as you have no idea of what I have to live with as you don't know me or any part of my life. People have been trying to tell me for decades what I have to live with and I need no moralising from anyone.

Sorry if the reply came across as moralising. IT WASN'T MENT TO BE. It was just a run-down of what would happen as Countess does this day in, day out.
Quote by JudyTV
You don't in fact know if the person (one of three) was in fact me, or if it was my decision to make. Don't assume or imply. You don't know what I / we decided to do and furthermore you do not know what we / I have done since. But it is certain attitudes that will help me to decide what to do in the future.

The assumption had already been generated on page 1 of this thread and yet you've decided that NOW would be a good time to point out that it might not have been you. confused :?
Quote by JudyTV
It is sometimes verging on arrogance when people tell anyone else what they have to live with due to circumstances of which they have no details of. However if I ever need further lessons regarding any moral issues in my future life I will know where to come.

You GAVE details of the incident in the first post. So what details did you omit from the story you gave?
Is this a suggestion that she was perhapse moralising over the way you choose to live your life? If so then maybe it's you that's making assumptions.
Quote by JudyTV
Your quote of
"final note it's you JUDY that has to live with your choice."
Well I had no idea I had to do that, but thank you for your opinion anyway, I think I have guessed the tone but then I shouldn't assume should I , if we break up a s s u m e. guess what it comes out as

This would have been put on the end of a post to anyone. The fact of who you are doesn't matter on the internet. ALL we can see is a small picture and what you type.
Yep I know what happens if we break up assume. We make an ASS out of U and ME. So we're BOTH ASSES.
TBH Judy this is the second time today that I've felt that you've come on here with some sort of axe to grind or point to prove. Sorry but we don't pander to that.
Any further discussion of the matter would probably be done more constructively through PMs.
Id just like to say,i'd have taken it and spent it and enjoyed it,till i got found out that is redface
After the experience a friend had when the ATM short changed him and the bank refused to consider it could be their fault, or the fault of the machine, I would have taken the money, and enjoyed it :shock:
Please tell us Judy what you and your friends have done.
ATM machines are deffinately prone to breaking down as tehy are run by Microsoft software and programmed using Microsoft visual C++.
Don't trust anything that microsoft runs. Microsoft only guarentees four things
It'll go wrong
It'll need upgrading
it'll eat half your resources whatever the computer
It'll be expensive(if u buy it!!
Anthony
I'd have kept it a while then if no one asks i'd keep it because as its the machiines fault and anyone who loses out by it the bank would have to reinstate them.
Many thigns like this have happenend as they are programmed to never receive less than you asked and if anything goes wrong they'll pay you more than you asked.
Lots of these cases have appeared in papers and every time the bank has said they don't have to return it only if you want to be really nice person and get a pat on the back from the bank. While they ask you for £30 for that debt letter they sent you yesterday lol.
Anyway thats my 10 peneth
Anthony
PM sent Judy.
Think I'd spend half and hand half in to the police smile
Quote by northwest-cpl
ZZZZOOOOOOOOOOOOOOOOOOOOOOMMMMMMMMMMMMMMMMMMMMMmm!!!!!!!!!!!!!...........

Is it a bird, is it a plane, no its.... NorthWestcpl...
Being skint at the moment, perhaps I would have kept it. However, I do have a tendency to be very honest, especially where such a large sum of money is involved... So I would probably have handed it in. But would then have kicked myself, but not felt guilty!!!
I would have gone to the bank on Monday morning and said
"I tried to withdraw £320 on saturday and the cash machine threw a wobbly and didnt give me any money or a receipt or anything....What do i do??"
I've been thinking and thinking about this and still can't decide.
My initial reaction would be 'woo hoo party time'
Then I'd remember the time money was removed from my account and took 2 bloody months to sort out, with me paying charges and borrowing from the bank of dad confused
Then I'd remember that I did finally get my money back and the charges refunded biggrin so chances are this person would too.
Then I'd think, but thats wrong, then but what the hell, then but it's wrong, yes but they will get there money back won't they? - you get the picture - it leaves me stood at a cashpoint forever arguing with myself redface surprisedops:
If I'd had a beer I'd probably take it, if I was sober I would hand it in........ I think, it's a big temptation though.
Jas
XXX
Sorry Judy it's the best answer I can do :oops:
Well I had a sleepless night last night - and all I done was 'look after' it for a year in theory rolleyes
Misschief - convinced she is about to be arrested just cos she 'might' keep it :uhoh:
come on judy..page 4 now...time to tell us....which way did you blow....I'm going with a new outfit theory myself !!!!!
oh gossip gossip....judy is watching Corrie...what is she doing !!!
And more to the point does she know !!!
Oooooh Judy smackbottom
Sadly my reasoning wasn't as well thought out as yours - I just thought I would be getting something for nothing wink
Bluddy good post, certainly makes me think about my own imperfections - hmmm like I really need another one to add to the list :shock:
kiss
In a nutshell Judy - not a problem with any of the above lol !
Mal
wink