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with interest rates so low where do you put your ££££££££££

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savings to get a decent return ? there is talk in our fantastic government leadership ? of zero % so mortgages will be oh so cheap but savings ??????? so where do you put your hard earnd cash , a business friend of mine is buying up static caravans at the seaside like they are going out of fashion , he reckons cos peeps wont be going abroad this year the good ol fashiond british holiday will be the place to be , the sun newspaper are doing holidays again so I think he may be on a loser there ????? so where do you put your cash .......hmmmmm a bemused travlinmanukok...............
steve x
In a fireproof box under your floor boards where it's safe! wink
Quote by Dirtygirlie
In a fireproof box under your floor boards where it's safe! wink

dirtygirlie.....you read my mind £££££££££££££
steve x
Straight into the hands of the lovely shopkeepers and card companies at the moment :cry:
Quote by travlinmanukok
savings to get a decent return ? there is talk in our fantastic government leadership ? of zero % so mortgages will be oh so cheap but savings ??????? so where do you put your hard earnd cash , a business friend of mine is buying up static caravans at the seaside like they are going out of fashion , he reckons cos peeps wont be going abroad this year the good ol fashiond british holiday will be the place to be , the sun newspaper are doing holidays again so I think he may be on a loser there ????? so where do you put your cash .......hmmmmm a bemused travlinmanukok...............
steve x

You don't read that rubbish..........do you? lol :lol:
Premium bonds at least you are guaranteed to get your money back with a chance of winning some along the way if you are lucky.
Savings? I wish I had enough money left at the end of the month to save some sad
Never was the old saying truer: Just when I make ends meet some bastard moves the ends confused
I'm no financial advisor, so take this with a pinch of salt, but if you have any kind of debt, personally, I'd look at paying it off, you'll be loosing out as the interest you make on savings is cancelled out by the interest you have to pay on debt. has some useful advice.
... Or "invest" it on doing the house up?
...Otherwise do what I'd do and blow it on a holiday and beer.
... Premium Bonds is an excellent idea during the current chilly climate!
We have had £50 woth of Prem Bonds since about 1976 and have not won anything yet.
However our £50 is still safe for what is is worth now.
medic
Quote by kentswingers777
savings to get a decent return ? there is talk in our fantastic government leadership ? of zero % so mortgages will be oh so cheap but savings ??????? so where do you put your hard earnd cash , a business friend of mine is buying up static caravans at the seaside like they are going out of fashion , he reckons cos peeps wont be going abroad this year the good ol fashiond british holiday will be the place to be , the sun newspaper are doing holidays again so I think he may be on a loser there ????? so where do you put your cash .......hmmmmm a bemused travlinmanukok...............
just had a thought ........this has got to be fool proof ????? I wonder if you can buy shares in swinging heaven ...... this site will never go under cos we support it with your fee hence they must be making money hence buy shares £££££££££££££££££££££££££££££££££££££££££££££££ now theres a thought ........
stevex
steve x

You don't read that rubbish..........do you? lol :lol:
Quote by medic_1
We have had £50 woth of Prem Bonds since about 1976 and have not won anything yet.
However our £50 is still safe for what is is worth now.
medic
But how much spending power is your £50 from 1976 now giving as opposed to how much it would have bought in 1976?
bolt
I got £750 in premium bonds and won £250 last year. biggrin
Quote by soul_girl
I got £750 in premium bonds and won £250 last year. biggrin

You would never have got that rate of intrest in a bank.
Quote by travlinmanukok
savings to get a decent return ? there is talk in our fantastic government leadership ? of zero % so mortgages will be oh so cheap but savings ??????? so where do you put your hard earnd cash , a business friend of mine is buying up static caravans at the seaside like they are going out of fashion , he reckons cos peeps wont be going abroad this year the good ol fashiond british holiday will be the place to be , the sun newspaper are doing holidays again so I think he may be on a loser there ????? so where do you put your cash .......hmmmmm a bemused travlinmanukok...............
just had a thought ........this has got to be fool proof ????? I wonder if you can buy shares in swinging heaven ...... this site will never go under cos we support it with your fee hence they must be making money hence buy shares £££££££££££££££££££££££££££££££££££££££££££££££ now theres a thought ........
stevex
steve x

You don't read that rubbish..........do you? lol :lol:
me ????? i read the beano its the only paper that makes any sence of todays troubles ....yeah a joke ?
steve x
My mortgage has gone down by about 40% so I really should think about saving but its difficult when your soft and have kids.......... biggrin
Quote by markz
My mortgage has gone down by about 40% .......... biggrin

Yes ...... just like the value of your house, if you try to sell it! wink
Sam xxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxx
Quote by blonde
My mortgage has gone down by about 40% .......... biggrin

Yes ...... just like the value of your house, if you try to sell it! wink
Sam xxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxx

got some shares for sale any takers
woolworths
next
wedgewood
waterford crystal
adams
mfi
northern rock
will take a sinclair c5 for the lot .....no takers ok will just burn them ............bout all they are worth
steve x
Quote by travlinmanukok
My mortgage has gone down by about 40% .......... biggrin

Yes ...... just like the value of your house, if you try to sell it! wink
Sam xxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxx

got some shares for sale any takers
woolworths
next
wedgewood
waterford crystal
adams
mfi
northern rock
will take a sinclair c5 for the lot .....no takers ok will just burn them ............bout all they are worth
steve x
I'll have your "next" shares please.... they went up almost 15% today!!!!! you can just post them to me if you want... i'll pm you my address......
sean
Quote by fabio
My mortgage has gone down by about 40% .......... biggrin

Yes ...... just like the value of your house, if you try to sell it! wink
Sam xxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxx

got some shares for sale any takers
woolworths
next
wedgewood
waterford crystal
adams
mfi
northern rock
will take a sinclair c5 for the lot .....no takers ok will just burn them ............bout all they are worth
steve x
I'll have your "next" shares please.... they went up almost 15% today!!!!! you can just post them to me if you want... i'll pm you my address......
sean
oooooooops see what you mean ????? somehow I seem to have mislaid them .....phew bolt
steve
try a swiss investment scheme that is offering (and PRODUCING) returns of 2%-4% per month .................. bad news is that you need a minimum of £5 mln.
or you could try horse racing - up £2,500/£3,000 in 2006 and 2007 betting a maximum of £25 using a service
do not pay off debt unless you actually have to - cheapest for years and if you were ever to need a new loan over the next few years terms and conditions (leaving aside availability!) will be far tougher and potentially expensive!
try a swiss investment scheme that is offering (and PRODUCING) returns of 2%-4% per month .................. bad news is that you need a minimum of £5 mln.
or you could try horse racing - up £2,500/£3,000 in 2006 and 2007 betting a maximum of £25 using a service
do not pay off debt unless you actually have to - cheapest for years and if you were ever to need a new loan over the next few years terms and conditions (leaving aside availability!) will be far tougher and potentially expensive!
Be back soon.....just on the phone transfering my savings to "ERNIE" lol
Quote by Lucyandmike7
Be back soon.....just on the phone transfering my savings to "ERNIE" lol

was in the nationwide building society today god what a shock the rates are so low ..................not worth saving anything £££££££££££££££££££££££££££
steve x
I was told to put my money in bricks and mortar.
i've now got 100,000 class A commons and 20t mortar sat on my drive. which way to ebay? :doh:
Quote by M8-Me
I was told to put my money in bricks and mortar.
i've now got 100,000 class A commons and 20t mortar sat on my drive. which way to ebay? :doh:

i have 2 brikkie brothers out of work who could do something with your bricks M8..............
steve
Quote by Lucyandmike7
Be back soon.....just on the phone transfering my savings to "ERNIE" lol

looks like the bank of england are reducing rates again today hmmmmmmmmmmm thats savings right out the door ? think premium bonds might not be a bad idea after all ..........or find someone with kids and put your money in to their account ( no tax to pay ?)
steve
steve
Quote by travlinmanukok
Be back soon.....just on the phone transfering my savings to "ERNIE" lol

looks like the bank of england are reducing rates again today hmmmmmmmmmmm thats savings right out the door ? think premium bonds might not be a bad idea after all ..........or find someone with kids and put your money in to their account ( no tax to pay ?)
steve
steve
Look at the silver lining...........you have some money to fall back on.
Some people have no savings, debts and just lost their job. They couldn't give a hoot if the interest rate was down because they live payday to payday.
Try a half full cup.......it is really better than bitching wink
Dave_Notts
Bitching??
Joking in my case Dave! lol
I have no savings and no spare cash, but I have a job and a home and no unmanageable debts (just a mortgage). My husband is self-employed and has (so far) still got work. I guess I'm holding my breath a bit but feeling better off than a lot of people and hoping that my own situation continues to maintain a fairly even keel. I hope most of you are at least as fortunate as we are. :therethere:
Stock market if medium to long term.
Golds coming back too.